Why pay for Health Insurance benefits you do not need today?

Health Insurance Open Enrollment is here again! Why pay for benefits you do not need today, may never need, cannot afford, or for other people’s older age and pre-existing conditions?

If you are looking for the greatest, affordable individual, family, or group Health Insurance policy, think:
♦ Guaranteed 15 month Fixed Premium Rate Locks for healthy people, with a 10% benefits increase, compounded yearly for 5 years.
♦ Guaranteed 3 year Fixed Premium Rate Locks on standard policies.
♦ No deductibles, No co-insurance, No co-pays.
♦ 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year, if unused.
♦ Typically 20-50% less than Exchange premiums.
♦ PPO's only. The two largest in the U.S., PHCS and Cigna.
♦ Group Plans: each policy is an individual policy, which is owned by the employee.
♦ Our Premier Med Short-Term Medical-Surgical Expense Plan. If you suffer a serious medical event (accident, sickness, or catastrophic), we pay 100%.