Investment Property Loans in Auckland

If you’re looking to invest in a property, whether it’s to flip it over the short term or rent it out over the long term, you will probably need to take out a loan so that you can afford the purchase. Real estate can provide a great opportunity for investment if you exactly know what you are doing. However, lenders consider investment properties to be a particularly high risk. Investment properties don’t always work out, and the borrower may not be able to pay back the significant amount of debt they’ve taken on–especially if they’re still paying down the mortgage on their primary residence. As a result, investment property loans tend to be more difficult to qualify for, tend to be more expensive to take out, and tend to have less favorable terms.
Kiwi Mortgages will look at the investment plan you have, including the type of investment and when you expect to make a return. They will also look at your personal circumstances.