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1. Post Office Monthly Income Scheme (POMIS): Government-backed with guaranteed returns. 2. Senior Citizen Savings Scheme (SCSS): High interest rates for senior citizens. 3. Pradhan Mantri Vaya Vandana Yojana (PMVVY): Pension plan with assured returns. 4. Fixed Deposits (FDs): Reliable interest income. 5. Mutual Fund Monthly Income Plans: Investment in debt and equity for steady income. 6. Monthly Income Plans from Insurance Companies: Insurance plus income. 7. Annuity Plans: Regular payouts post-retirement. 8. Systematic Withdrawal Plans (SWPs): Withdraw fixed amounts from mutual fund investments. 9. Dividend-Paying Stocks: Regular dividends from stocks. 10. Corporate Deposits: Higher returns from reputable companies.
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