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We are all in this boat together. If you want to make some extra-cash? Then Join SoFi's referral program. Sign up by setting up an account with this link: https://tinyurl.com/bdtmw3yj and share you link to earn $75 for every friends that signs up under you. However, if you don't want all the referral issues, then just open up an account and receive you $25 immediately on top of your $50 opening account balance (the opening account fee is your money). So you account will have $75.
You can withdraw the whole amount or you could have it sit there and generate interest of 4.5% APY as time goes by. You have nothing to loose and everything to gain.
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