What is a Merchant Account?

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Merchant accounts are a kind of bank account for business that permits businesses to take and process payments, typically via debit and credit cards. This is essential for companies involved in sales through e-commerce, or in-person since it provides safe and secure payments processing. The merchant account functions as a bridge between client's bank and the bank of the merchant, making sure that funds are transferred after the transaction is cleared. This is essential to ensure smooth operations for businesses.