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The eligibility criteria for obtaining agricultural bank loans in India typically include being a farmer or involved in agricultural activities such as crop cultivation, horticulture, or dairy farming. Applicants must provide proof of land ownership or lease agreements and a detailed farming plan. Government-issued documents like Aadhaar, PAN, and bank account details are also required. Rugr, a trusted fintech for rural in India, simplifies this process by offering seamless access to agricultural loans in rural areas through mobile banking in rural Bharat. Rugr also provides gold loans for agriculture and crop insurance online in rural areas, ensuring comprehensive support for farmers.
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