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The lowest housing loan interest rate makes homeownership more affordable by reducing both monthly EMIs and the overall repayment burden. To secure the best rates, maintain a good credit score, ensure a stable income, and plan your finances effectively. Comparing offers from different lenders and exploring promotional deals can help you find competitive rates. Choosing between fixed and floating interest rates is crucial, as it impacts your long-term repayment strategy. Additionally, keeping an eye on seasonal or festive discounts can further lower your interest rate. Careful financial planning will help you benefit from the lowest housing loan interest rate.
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