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Workers’ Compensation Insurance is a critical safeguard for employees and businesses, providing financial support in the event of work-related injuries or illnesses. This coverage helps pay for medical expenses, lost wages, and rehabilitation, ensuring injured workers receive proper care without financial hardship. Additionally, it protects employers from potential lawsuits by offering a structured compensation system. Most states require businesses to carry this insurance to comply with labor laws and promote workplace safety. By ensuring fair treatment and financial security for employees, workers’ compensation insurance plays a key role in maintaining a productive, responsible, and legally compliant work environment.
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