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Wage garnishment is a legal process where an employer prevents a part of an employee's earnings to debts such as unpaid taxes, child assistance, or loans. The Wage Garnishment Act determines boundaries on these deductions while protecting employees from improper treatment. Governed by federal and state regulations, it ensures compliance and offers options for challenging or reducing garnishments. Understanding these laws helps individuals and businesses to cut wages, protect financial stability, and detect legal exemptions. Whether you are facing an employee or handling the orders to handle an employer, it is necessary for the protection of rights and responsibilities to be informed about these rules.
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