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The Role of AI in digital payments in India is evolving from being just a support tool to becoming the backbone of the entire payment ecosystem. By 2025, with billions of UPI transactions happening every month, AI payments will play a crucial role in ensuring speed, accuracy, and security at scale.
AI is making fraud detection smarter by monitoring unusual patterns in real time—flagging suspicious transactions before they harm users. It is also powering biometric authentication like fingerprint, iris scan, and face recognition, adding another layer of safety for consumers.
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