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In today’s fast-paced shopping world, everyone wants more value for their money. That’s where the Target Red Card—now known as the Target Circle Card—shines. Whether in credit, debit, or reloadable form, this card brings exclusive perks that enhance your shopping experience every day.
Everyday 5% Off, Instantly
One of the most appealing features is the instant 5% discount applied to nearly every purchase made at Target stores and on Target.com—both in-store and online.
Target RedCard
Target
Free 2-Day Shipping
Skip delivery fees with free two-day shipping on most eligible items when you pay with your Target Red Card.
Target RedCard
Target
30-Day Extended Returns
Enjoy a generous return window—get an extra 30 days beyond the standard policy to return eligible items, giving you peace of mind and flexibility.
Target RedCard
Target
Exceptions apply: Returns do not extend for Target Optical purchases, contract mobile phones, non-returnable items, or items bought using SNAP/EBT benefits.
Target RedCard
Target
Simple Account Management & Flexible Payments
Managing your Target Red Card / Target Credit Card account is straightforward. You can:
Log in online, with robust security measures in place (e.g., account lockouts after failed attempts and password recovery options).
Target RedCard
Target RedCard
Pay your bill conveniently via multiple methods:
Online using the “Pay Now” option
TD Bank mobile app
By phone
By mail
In person at TD Bank branches or Target stores
Target RedCard
Rebranded—but the Benefits Endure
Although the Red Card has been rebranded as the Target Circle Card, its benefits remain unchanged: 5% discounts, free 2-day shipping, and extended returns continue to apply.
Target RedCard
Target
Target continues to honor these perks under the new name.
Target RedCard
The Sun
Why It Matters for You
For frequent Target shoppers, the Target Red Card / Target Credit Card provides real savings and added convenience:
Instantly save 5% on nearly every purchase.
Avoid shipping costs and delivery delays.
Enjoy peace of mind with extended return eligibility.
Manage your account and payments effortlessly.
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